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Earn money with no investment

Starting with no upfront money is possible: many SmartExtraLab ideas mainly need time, a phone or a bike you already own. This page lists sheets marked as no investment, meaning a zero starting budget, with that filter already applied. You will find local services, one-off gigs, seasonal work or online activities that need no gear purchase on day one.

Figures on the sheets are indicative only and depend on demand where you live. If later you are ready to invest a little to launch an activity with AI agents, AI Agent Business Lab presents business ideas, including free starting points — the same referral the rest of this site uses for people willing to spend. Until then, stay on zero budget, read the rules guide for any declarations, and try one idea at a time.

63 ideas

Frequently asked questions

Does « no investment » mean everything is free?

It means a zero starting budget on our sheets: nothing you must buy to begin. Small costs may appear later (travel, phone). Read each sheet's budget note.

Why mention AI Agent Business Lab?

Only for people who later accept investing a little. On SmartExtraLab, the AIABL referral follows the same rule as elsewhere (ideas with a budget). It is not required for the zero-euro ideas on this page.

What about taxes?

It depends on country, amounts and status. The rules guide gives the general framework in France and Belgium, not personal advice.

See the rules guide

Budget: €0France · Belgium

Sell your things online

Clothes, books, toys, small appliances: what is sitting in your cupboards can find a buyer on second-hand sites.

Estimate not available France

  • Under 5 h
  • All year
  • Online

You need: Smartphone

See how
Budget: €0France · Belgium

Pet sitting and dog walking

Walk a dog, feed a cat during the holidays, or host a pet at your home for a few days.

Estimate From €10 to €17 per 30-minute walk (price paid by the client) France

  • Under 5 h
  • All year
  • Near me

You need: Love of animals

See how
Budget: €0France · Belgium

Private tutoring and homework help

Help a pupil in a subject you know well, at their home or by video call.

Estimate From €22 to €25 per hour (price paid by the client) France

  • Under 5 h
  • Spring
  • Near me
  • Online

You need: Teaching, Languages

See how
Budget: €0France · Belgium

Help with house moves

Carrying boxes, taking furniture apart, driving a rental van: a helping hand that is always in demand.

Estimate not available France

  • Under 5 h
  • Summer
  • Near me

You need: Good physical condition

See how
Budget: €0France · Belgium

Rent out your parking space or garage

A parking space or garage you do not use can be rented by the month, especially in town.

Estimate From €33 to €132 per month (rent received) France

  • Under 5 h
  • All year
  • Near me

You need: Parking or garage

See how
Budget: €0France · Belgium

Rent out your equipment (tools, trailer)

Drill, pressure washer, trailer, camping gear: rent out what you rarely use.

Estimate not available France

  • Under 5 h
  • All year
  • Near me

You need: Equipment to rent out

See how
Budget: €0France · Belgium

Mystery shopper

Visit a shop or restaurant as an ordinary customer, then fill in a questionnaire about the welcome and the service.

Estimate From €10 to €80 per assignment (payment) France

  • Under 5 h
  • All year
  • Near me

You need: Customer contact, Writing, Smartphone

See how
Budget: €0France · Belgium

Paid website tests and surveys

Give your opinion on a website, an app or a product, from home, a few minutes at a time.

Estimate From $ US4 to $ US10 per test (payment) France

  • Under 5 h
  • All year
  • Online

You need: Computing, Computer

See how
Budget: €0France · Belgium

Film, TV and advert extra

Appear in the background of a film, series or advert, often for a single day.

Estimate From €98.48 to €108.33 gross per day France

  • Under 5 h
  • All year
  • Near me

You need: Nothing in particular

See how
Budget: €0France · Belgium

Rent out your car to other people

Is your car often parked and unused? List it for rent on a specialised platform, insurance included.

Estimate not available France

  • Under 5 h
  • All year
  • Near me

You need: Car, Smartphone

See how
Budget: €0France · Belgium

Companionship and help for older people

Keep someone company, do the shopping, go with them to an appointment or for a walk: real support for older people and their families.

Estimate From €12.31 gross per hour France

  • Under 5 h
  • All year
  • Near me

You need: Customer contact

See how
Budget: €0France · Belgium

Event host or hostess

Welcome and guide visitors at trade fairs, conferences, concerts or sports events, often for one or two days.

Estimate From €12.31 gross per hour France

  • Under 5 h
  • All year
  • Near me

You need: Customer contact, Languages

See how
Budget: €0France · Belgium

Sell your photos on stock image sites

Submit your photos to stock image libraries: each time a customer downloads one, you earn a small amount.

Estimate not available France

  • Under 5 h
  • All year
  • Online

You need: Photography, Smartphone, Computer

See how
Budget: €0France · Belgium

Referee for amateur matches

Referee football, basketball, handball or other matches at weekends, with an allowance for each game.

Estimate not available France

  • Under 5 h
  • Spring
  • Near me

You need: Good knowledge of a sport

See how
Budget: €0France · Belgium

Online microtasks

Small, simple tasks on Clickworker: sorting images, checking texts, answering short questionnaires.

Estimate not available France

  • Under 5 h
  • All year
  • Online

You need: Computer

See how
Budget: €0France · Belgium

Selling digital products

Printable templates, planners, spreadsheets or PDF guides, sold as downloads on Gumroad, Payhip or Etsy.

Estimate not available France

  • Under 5 h
  • All year
  • Online

You need: Creative, Computing, Computer

See how
Budget: €0France · Belgium

Designs on T-shirts and goods

Publishing your designs on Redbubble or Spreadshirt, which print and ship T-shirts, mugs and posters for each order.

Estimate not available France

  • Under 5 h
  • All year
  • Online

You need: Creative, Computer

See how
Budget: €0France · Belgium

Paid newsletter

Sending a weekly newsletter on a hobby or area of expertise, with a paid option on Substack.

Estimate not available France

  • Under 5 h
  • All year
  • Online

You need: Writing, Computer

See how
Budget: €0France · Belgium

Selling your revision notes

Selling your own course summaries and revision notes on Stuvia, to other students.

Estimate not available France

  • Under 5 h
  • All year
  • Online

You need: Writing, Computer

See how
Budget: €0France · Belgium

Hunting app bugs

Testing websites and apps before release and reporting errors, paid per test or per bug found.

Estimate From €10 to €50 per test (payment) France

  • Under 5 h
  • All year
  • Online

You need: Computing, Computer, Smartphone

See how
Budget: €0France · Belgium

Writing CVs and cover letters

Helping applicants present their background clearly, with a readable CV and a cover letter tailored to each job.

Estimate From €50 to €80 per assignment (rate charged) France

  • Under 5 h
  • All year
  • Online

You need: Writing, Organisation and office software, Computer

See how
Budget: €0France · Belgium

Remote IT help

Helping individuals fix a computer, printer or email problem by taking remote control, with their consent.

Estimate From €19 to €29 per assignment (price paid by the client) France

  • Under 5 h
  • All year
  • Online

You need: Computing, Customer contact, Computer

See how
Budget: €0France · Belgium

Paid expert consultations

Sharing your experience of a job or an industry in short paid calls with investors or consultants, through GLG.

Estimate not available France

  • Under 5 h
  • All year
  • Online

You need: Professional experience, Customer contact, Computer

See how
Budget: €0France · Belgium

Remote public letter writer

Writing or correcting letters, complaints, wedding speeches or tributes for individuals.

Estimate From €25 to €35 per assignment (rate charged) France

  • Under 5 h
  • All year
  • Online

You need: Writing, Organisation and office software, Computer

See how
Budget: €0Belgium

Flexi-job in Belgium

Since 1 July 2026, flexi-jobs are open to almost every sector: a small job on top of your main job, tax-free up to a ceiling.

Estimate From €13.04 to €22.61 net per hour

  • Under 5 h
  • All year
  • Near me

You need: Customer contact

See how
Budget: €0France

Delivering groceries on your usual trips (co-transport)

On a trip you already make, pick up someone's shopping in store or at a drive-through and drop it at their home, for a few euros.

Estimate From €5 to €25 per assignment (payment)

  • Under 5 h
  • All year
  • Near me

You need: Car, Driving licence, Smartphone

See how
Budget: €0France · Belgium

Life model for drawing classes

Pose for drawing, painting or sculpture classes at art schools, municipal workshops or associations, often in 3-hour sessions.

Estimate From €23.13 gross per hour France

  • Under 5 h
  • All year
  • Near me

You need: Nothing in particular

See how
Budget: €0France · Belgium

Student jobs

Retail, catering, activity leading, logistics: many employers recruit students, especially in summer and at weekends.

Estimate From €12.31 gross per hour France

  • 5 to 10 h
  • Summer
  • Near me

You need: Customer contact

See how
Budget: €0France · Belgium

Childminding and babysitting

School pick-ups, Wednesdays, evenings: many parents are looking for someone they can trust.

Estimate From €10.36 to €11.52 net per hour France

  • 5 to 10 h
  • All year
  • Near me

You need: Teaching, Customer contact

See how
Budget: €0France · Belgium

Gardening and lawn mowing

Mowing, hedge trimming, weeding: many people do not have time to look after their garden.

Estimate From €12.31 gross per hour France

  • 5 to 10 h
  • Spring
  • Near me

You need: Gardening, Good physical condition, Car

See how
Budget: €0France · Belgium

Cleaning and ironing in people's homes

A few hours a week in private homes, often with flexible hours.

Estimate From €12.31 gross per hour France

  • 5 to 10 h
  • All year
  • Near me

You need: Nothing in particular

See how
Budget: €0France · Belgium

Freelance writing and translation

Write content for websites, product pages and newsletters, or translate documents.

Estimate From €214 to €372 per day (rate charged) France

  • 5 to 10 h
  • All year
  • Online

You need: Languages, Writing, Computing, Computer

See how
Budget: €0France

Census officer for your town

For five to six weeks at the start of the year, help Insee and the town hall count the homes in a neighbourhood.

Estimate From €4.50 to €5 gross per household counted

  • 5 to 10 h
  • Winter
  • Near me

You need: Customer contact, Good physical condition

See how
Budget: €0France · Belgium

Remote admin assistance

Handle quotes, invoices, diaries and letters for tradespeople, freelancers and small businesses, from home.

Estimate not available France

  • 5 to 10 h
  • All year
  • Online

You need: Organisation and office software, Computing, Computer

See how
Budget: €0France · Belgium

Training artificial intelligence

Comparing, rating and correcting AI answers in French, remotely, for platforms such as Outlier or Mindrift.

Estimate Up to $ US25 per hour (payment) France

  • 5 to 10 h
  • All year
  • Online

You need: Writing, Computing, Computer

See how
Budget: €0France · Belgium

Evaluating search results

Judging whether search engine results or AI answers are useful and reliable, a few hours a week.

Estimate On average €23 per hour (payment) France

  • 5 to 10 h
  • All year
  • Online

You need: Languages, Computing, Computer, Smartphone

See how

See more ideas